When it comes to buying glasses or contact lenses, one of the most frequently asked questions is: Does Warby Parker take insurance? If you’re planning to purchase eyewear from Warby Parker, it’s important to understand whether they accept your vision insurance, how you can use your benefits, and what alternative payment options are available. Does Warby Parker Take Insurance.
In this detailed guide, we’ll break down everything you need to know about Warby Parker’s insurance policy, how to maximize your savings, and alternative ways to get affordable eyewear.

Does Warby Parker Accept Insurance?
The short answer is YES! Warby Parker does accept vision insurance. However, it depends on your insurance provider and whether Warby Parker is considered an in-network or out-of-network provider. Does Warby Parker Take Insurance.
In-Network Insurance Providers
Warby Parker is in-network with several major vision insurance providers. If your provider is on the list below, Warby Parker will bill your insurance directly, reducing your out-of-pocket expenses:
- UnitedHealthcare
- Spectera
- VSP (Vision Service Plan)
- EyeMed
- Cigna
- Humana
- DavisVision
- Anthem
- Aetna
- NVA (National Vision Administrators)
Being in-network means you can use your vision insurance at Warby Parker for:
- Prescription eyeglasses
- Contact lenses
- Eye exams (in select Warby Parker locations)
- Lens upgrades and coatings
Out-of-Network Insurance Coverage
If your insurance provider isn’t listed above, you may still be able to use your benefits by submitting a reimbursement claim. Here’s how it works:
- Purchase your eyewear upfront from Warby Parker.
- Obtain an itemized receipt from Warby Parker (this will be needed for reimbursement).
- Submit a claim form to your insurance provider along with the receipt.
- Get reimbursed for eligible expenses based on your plan’s coverage.
Warby Parker provides step-by-step guides on how to submit out-of-network claims for various insurance providers, making it easier for customers to get reimbursed. Does Warby Parker Take Insurance.
Can You Use FSA or HSA at Warby Parker?
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you’re in luck! Warby Parker accepts both FSA and HSA cards for eligible purchases, including:Does Warby Parker Take Insurance.
- Prescription eyeglasses
- Prescription sunglasses
- Contact lenses
- Eye exams
- Lens accessories (such as blue light filters and anti-glare coatings)
To use your FSA or HSA funds, simply pay with your FSA or HSA debit card during checkout. If your provider requires additional documentation, Warby Parker provides itemized receipts for verification. Does Warby Parker Take Insurance.
How to Check if Your Insurance Covers Warby Parker?
If you’re unsure whether Warby Parker is covered under your vision insurance, follow these simple steps:
- Check with Warby Parker
- Visit the official Warby Parker website and navigate to the Insurance section.
- Enter your insurance provider details to see if Warby Parker is an in-network provider.
- Contact Your Insurance Provider
- Call your insurance company and ask:
- Is Warby Parker an in-network provider?
- What is my vision insurance coverage for glasses, contacts, or exams?
- What is the reimbursement process if Warby Parker is out-of-network?
- Call your insurance company and ask:
- Use Warby Parker’s Online Insurance Checker
- Warby Parker provides an insurance eligibility checker on their website. Simply enter your plan details, and it will show how much of your purchase is covered.
Warby Parker’s Affordable Pricing for Non-Insured Customers
If you don’t have vision insurance, Warby Parker still offers budget-friendly options. Here’s why many customers choose Warby Parker even without insurance: Does Warby Parker Take Insurance.
1. Competitive Pricing
- Eyeglasses start at $95, including prescription lenses.
- Contact lenses are priced competitively compared to other retailers.
2. Free Home Try-On Program
- Warby Parker offers a Home Try-On program, where you can choose five frames and try them at home for free before making a purchase.
3. No Hidden Fees
- Unlike many traditional eyewear stores, Warby Parker provides transparent pricing, so you know exactly what you’re paying for.
4. Buy One, Give One Program
- For every pair of glasses sold, Warby Parker donates a pair to someone in need through their Buy a Pair, Give a Pair program.

Alternative Ways to Save on Warby Parker Glasses
Even if your insurance doesn’t cover Warby Parker, here are some ways to save money on your purchase: Does Warby Parker Take Insurance.
- Use Your FSA/HSA Funds
- Prescription eyewear qualifies as an FSA/HSA expense.
- Check for Promotions and Discounts
- Warby Parker occasionally offers discounts for students, military personnel, and first-time buyers.
- Look for Employer Vision Benefits
- Some employers offer vision stipends that can be used for Warby Parker purchases.
- Consider Warby Parker’s Payment Plan
- Warby Parker partners with Affirm, allowing you to pay in installments rather than all at once.
FAQs About Warby Parker and Insurance
1. Does Warby Parker accept Medicaid or Medicare?
No, Warby Parker does not directly accept Medicaid or Medicare. However, you can check with your Medicaid/Medicare plan for out-of-network reimbursement options.
2. Can I use vision insurance for Warby Parker contacts?
Yes! If Warby Parker is an in-network provider for your insurance, they will bill your insurance directly. Otherwise, you can submit a reimbursement claim for out-of-network coverage.
3. Does Warby Parker offer eye exams?
Yes, Warby Parker has in-store eye exams available at select locations. You can use your insurance for these exams if Warby Parker is in-network with your provider.
4. How do I file an out-of-network claim?
You’ll need to:
- Purchase your eyewear from Warby Parker.
- Get an itemized receipt from Warby Parker.
- Fill out an out-of-network claim form from your insurance provider.
- Submit the claim and receipt to your insurance company.
- Wait for reimbursement based on your plan’s coverage.
Final Thoughts: Should You Buy Glasses from Warby Parker?
Warby Parker is a top choice for stylish, affordable eyewear with flexible payment options. If your insurance is in-network, you can enjoy direct billing, minimizing upfront costs. If your insurance is out-of-network, you can still get reimbursed by submitting a claim. Additionally, FSA and HSA funds can be used for your purchase.
If you don’t have vision insurance, Warby Parker’s affordable pricing, Home Try-On program, and transparent pricing make it an excellent alternative to traditional eyewear retailers.
Bottom Line: Whether you have insurance or not, Warby Parker is a great option for high-quality, budget-friendly glasses and contacts.
Did you find this guide helpful? Share your thoughts in the comments below, and don’t forget to check Warby Parker’s website for the latest insurance updates and offers! VISIT – puzoy.com